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ICA issues disaster chaser warning as flood recovery continues

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News release

Monday, 26 May 2025

The Insurance Council is warning flood-impacted households and businesses to be wary of ‘disaster chasers’ who target communities recovering from disasters to make a buck.  

Disaster chasers will often offer clean-up or debris removal services, requesting payment upfront in cash and leave the job poorly done or not completed.   

Residents who believe they may have been approached by or signed with a disaster chaser should seek guidance from their insurer. 

Tips for identifying and dealing with a disaster chaser:  

  • An insurer will not send a tradesperson or builder to your home without notifying you and providing you with details   
  • Speak to your insurer before agreeing to any repairs or rebuilding work to make sure your insurer will cover the work  
  • A tradesperson or builder who is working for your insurer will not ask you for payment  
  • If in doubt, ask for identification such as a builder’s licence or driver’s licence, and ring your insurer to check  
  • If you sign a contract with a disaster chaser, you have a statutory 10-day cooling-off period. Your insurer can help you end the relationship with the disaster chaser 

Insurers continue to activate recovery resources and support for communities, and an Insurance Hub will be operational at the Taree Leagues Sports Club from Tuesday, 26 May.  

Claims numbers have continued to increase. Insurers have now received more than 4,100 claims relating to the severe flooding across the Mid North Coast, Hunter and Greater Sydney regions of New South Wales.

Quotes attributable to ICA CEO Andrew Hall:

Unfortunately, we know disaster chasers can be out and about taking advantage of these devastating events for their own personal gain.

We urge people to act with caution and anyone who is approached by a disaster chaser should call the relevant authorities. Insurers continue to mobilise across affected communities, with representatives on ground supporting people in making their insurance claims since late last week.

Our Insurance Hub will be operational in Taree from tomorrow and we encourage anyone in the area who would like to speak with their insurer to drop in.

Editors note: ICA CEO Andrew Hall will be on the ground in Taree and present at the Insurance Hub on Tuesday and Wednesday this week and is available for on-site interviews.

A list of FAQs can be found in the PDF of this release.

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