Most travel insurance policies have exclusions for outbreaks of infectious diseases, pandemics, epidemics and/or known events including cancellation costs arising from government travel bans.
Coronavirus became a known event for most travel insurers between January 20 and January 31, 2020. Insurers who adopted known event status for COVID-19 have advice for policyholders on their websites.
Domestic and international travel insurance is available. Some travel insurers are now offering policies that provide cover for some COVID-19 related events including medical expenses where a policy holder contracts COVID-19, their cancellation and additional accommodation costs.
The Federal Government currently has a Do Not Travel advisory for all countries except for New Zealand.
A travel ‘bubble’ was open between Australia and NZ where travellers could travel from Australia to New Zealand without needing to quarantine on arrival. However, this was put on hold in July.
To find the appropriate travel insurance for your trip, research the available policies. Read the product wording carefully and check all conditions, inclusions, and exclusions.